Welcome to Seber Tans, PLC
Choosing the right accounting firm is one of the most important business decisions you will make. Any firm can add up the numbers and tell you where you’ve been, but Seber Tans will help you focus on where you want to go. In Southwest Michigan, the firm that unites professional expertise with creativity and vision is Seber Tans. With a team of experienced professionals on our staff, we can provide the capabilities of a large national organization, plus the personal attention of an independent firm. Clients choose us because we offer much more than off-the-shelf solutions. We will listen, ask questions, and learn all we can about your current situation. From that input, we’ll find creative solutions to help you focus on your opportunities rather than your obstacles. Join us and see why our clients trust us for their accounting, tax, and business advising needs.
There’s still time to save 2025 taxes
Just because it’s December doesn’t mean it’s too late to reduce your 2025 tax liability. Consider implementing one or more of these year-end tax-saving ideas by Dec. 31: 1) Defer income and accelerate deductions. 2) Harvest investment losses. 3) Donate appreciated stock to qualified charities. 4) Maximize pre-tax and deductible retirement plan contributions, including catch-up contributions if you’re age 50 or older. Some of these strategies will be beneficial only if you itemize deductions. Other factors could make these ideas less beneficial in certain circumstances. Contact us to discuss what makes sense for your situation and more last-minute tax-saving strategies. ... See MoreSee Less
6 last-minute tax tips for businesses
Year-round tax planning generally produces the best results, but there are some steps you can still take in December to lower your 2025 taxes. Here are six that business owners should consider: 1) Postpone invoicing. 2) Prepay expenses. 3) Buy equipment. 4) Use credit cards. 5) Contribute to retirement plans. 6) Reduce income if needed to qualify for the “pass-through” deduction. These strategies are subject to various limitations and restrictions and won’t be beneficial for every business owner. So consult us before implementing them. We can also offer more ideas for reducing your taxes this year and next. ... See MoreSee Less
Have you used up your 2025 FSA funds?
If you have a flexible spending account (FSA) through your employer to help pay for health or dependent care expenses, now’s a good time to check your balance. FSAs generally require you to use the funds by year end or forfeit them. The 2025 pretax contribution limit to a health care FSA is $3,300. To avoid forfeiting health care FSA funds because of the “use-it-or-lose-it” rule, you must incur eligible medical expenses by the last day of the plan year (Dec. 31 for a calendar year plan), unless the plan allows a grace period or $660 rollover. Dependent care FSAs are also generally subject to a use-it-or-lose-it rule. The pretax 2025 contribution limit is $5,000. Additional rules apply. ... See MoreSee Less